Eastern Nazarene College is committed to promoting good health and meeting the medical needs of its students. An appropriate health insurance plan is critical in providing peace of mind knowing that students have access to comprehensive health care to receive the services they need in the event of a sickness or injury. It is also necessary to facilitate compliance with Massachusetts state law.
All students registered in semester-length courses, with an enrollment status of at least ¾ time, must participate in the ENC-sponsored Student Health Insurance Plan (SHIP) unless they submit a waiver demonstrating that they are covered by a comparable plan. See the waiver process below for more information on comparable coverage. Students who do not take action to submit a waiver or enrollment form by the deadline will be enrolled in the SHIP retroactively to the policy effective date and responsible for the SHIP cost.
You need to identify whether you need to enroll in the yearly Student Health Insurance Plan OR if you are eligible to waive. Although your insurance plan may provide good benefits when you are in your home state or country, it is important to ensure it will adequately cover you in this area while attending school. If you wish to waive out of the Student Health Insurance Plan, you are responsible to determine that your insurance plan provides coverage to be treated by medical and mental health providers located reasonably near the ENC campus, and that it and meets or exceeds the ENC Student Health Insurance Plan. An insurance plan whose coverage in the Quincy area is limited to treatment at an Urgent Care Center or an Emergency Room is not acceptable coverage. Your plan must also have no capped maximum amount. Students with coverage through MassHealth Limited or the Children’s Medical Security Plan are not eligible to waive. Please note, most out of state Medicaid and HMO plans do not provide adequate coverage in Massachusetts. If you live outside of Massachusetts, it is highly recommended that you call member services for your insurance provider and ask about your coverage in this area before you waive the insurance.
Please see the ENC Student Handbook for health insurance policy information. Please visit this page for further information regarding health insurance requirements.